Credit in Retirement

In Credit, Retirement by David HallLeave a Comment

The FICO score is of major importance for persons in their prime working years.  Persons with really good FICOs qualify for: preferential mortgage rates, to get better rates on auto …

The January Effect

In Investing by David HallLeave a Comment

Will January set the course for 2014? The January Effect is an anomaly in the market where prices increase in the month of January more than in any other month. …